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Home » Blog » Archives for Jemma Ross
 Guide to Getting Your Bond Back When Moving Out

Guide to Getting Your Bond Back When Moving Out

June 16, 2020

As a renter, paying a rental bond loan is never fun when moving in. But what’s even worse is if you don’t get all of it back when you move out at the end of your tenancy. Many tenants often have [...]

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 Moving House: Advice for Tenants

Moving House: Advice for Tenants

May 24, 2020

Whether you are new to the renting process or a seasoned renter moving house, there are certain guidelines that can help you avoid common renting pitfalls and have a lawful, harmonious [...]

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 Things to Do Before Moving House

Things to Do Before Moving House

April 24, 2020

There’s a lot to think about when moving house. It is an exciting time that can quickly turn into a nightmare if you are not organized. The good news is, you can make the entire experience [...]

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 What You Need to Know About Your Credit Profile

What You Need to Know About Your Credit Profile

January 17, 2019

What You Need to Know About Your Credit Profile Credit score is something a lot of people tend to ignore. But knowing about it is very important because it is one of those things that eventually [...]

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 Things to Consider when Renting a House with Friends

Things to Consider when Renting a House with Friends

December 19, 2018

Things to Consider when Renting a House with Friends Renting a house can be expensive, so it’s common when starting out, to share the expenses and rent a home with friends. Finance can be a very [...]

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 Managing Your Personal Finances During the Holiday Season

Managing Your Personal Finances During the Holiday Season

December 11, 2018

Managing Your Personal Loan Finances During the Holiday Season The holiday season is the time of joy and excitement. But there’s one aspect of this season that presents difficulties to most [...]

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 How to Grow a Garden in an Apartment

How to Grow a Garden in an Apartment

December 6, 2018

Most people (especially renters) no longer have the luxury of living in homes with a large garden. Nowadays, a lot of young renters live in apartments but this does not mean that they cannot grow [...]

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Personal Loan Terms

*Subject to approval and funding. Harmoney’s interest rates range from 6.99% p.a. to 29.99% p.a. and are offered based on the individual borrower’s credit assessment according to Harmoney’s credit scorecard. In order to be approved and list your loan you must meet Harmoney’s credit criteria and responsible lending requirements. Fees, charges, terms and conditions apply.

Establishment fee of $200 for loans from $2,000 to below $5,000 and $450 for loans from $5,000 to $70,000. Fixed rates range from 6.99% p.a. to 29.99% p.a. on 36 to 60 month terms, with no early repayment penalties.